Money...Money.. and Save your money

Read the book of Safir Senduk, "who said that being employee can not be rich? " indonesian version. It isreally impressed me, with an easy reading book now we can deploy all the stuck and messy wired management. Usually in procument management world call as supply chain.

As always happen ini every month, we were confuse to manage our money, although we are not the one who had low income but saving money is a hard job. We found a defisit case on the end of the month:)
Now, I try to evaluate, the things that can help us to save our money, adapt from Safir Senduk's book and some tips from some website.

1. Save your money at the beginning of the month, dont forget to pay insurance, credit card, you personal load then monthy expenses.
2. Think about future, now widely known famous pension management, you can manage how much money you want to get after you are 55years old? be aware about the inflation.
3. Be aware for hidden waste, what was that, be wise that cell phone is not purposed for long distance call, use you home phone or go to public phone services where you can pay in advance.
4. Watch you credit card, use you credit card in porper time and way, dont ever think that you credit card is Money Goodess, once you are late to pay, remenber 3% charge.
5. Plan low cost family vacation
6. Become a smart shopper, leave you credit card at home, make a note of your expenses list and dont be out of the list
7. Keep a tight rein of your budget

Hope those tips can help us to save our money in the future.